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CAVENDER FINANCIAL PLANNING

Get where you
want to go

Navigate life’s financial decisions
with a trusted guide and a clear plan.

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INDEPENDENT

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FEE-ONLY

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INVESTMENTS

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FIDUCIARY

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INHERITANCE

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RETIREMENT

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INDEPENDENT • FEE-ONLY • INVESTMENTS • FIDUCIARY • INHERITANCE • RETIREMENT •

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YOUR FINANCIAL JOURNEY

Steady. Smart. Secure.

Know where you want to go and discover how you'll get there. Together, we map the route and adjust as life evolves.

  • Understand your goals and define a clear plan

  • Build a practical roadmap for your financial future

  • Manage important decisions with clarity

  • Simplify complex financial topics and strategies

  • Keep mapping it out as life and priorities evolve

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CARR CAVENDER

Owner & Advisor

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Our Services

Two disciplines,
one clear framework

Investment Management

Investing can actually be straightforward and clear. We build diversified portfolios designed to help you achieve your goals while controlling costs and staying focused on the long term.

Financial Planning

Focus on the big picture. We guide you through the process of organizing your finances and prioritizing your goals so we can help you build a roadmap for your future.

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How We Serve

Fee-only Fiduciary — Focused on You

Your best financial interest is our highest priority. We charge a single, transparent fee (of 0.75%) on the assets we manage — no commissions, no hidden costs. We do better only when you do better.

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One Transparent Fee: 0.75%

A single, clear fee on assets we manage, decreasing as your portfolio grows.

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Evidence-Based

Long-term outcomes over short-term predictions, guided by academic research.

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Aligned Advice

Paid only by our clients. No commissions on funds we recommend, ever.

Who We Serve

Thoughtful planning for your future

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SMALL BUSINESS OWNERS

Focus on your business

Running a business takes an incredible amount of time, energy, and hard work. You don't have to navigate it alone. We’ll help you manage the money you’re making so that you can focus on what matters in your business and in the life you’re building.

Tax-Efficiency

Savings

Ownership Benefits

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THOSE RECEIVING AN INHERITANCE

Chart what's possible

Receiving an inheritance can change what's possible. Understanding your choices and gaining confidence in your decisions lets you build the life you want to create.

Investing

Goal-Setting

Passive Income

COMMITTED TO COMMUNITY

3% of firm income pledged
to our community

We believe financial success creates opportunities to make a positive impact. We support local charitable organizations and community initiatives across San Diego.

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HOW TO CONNECT

Let's explore working together

Choosing a financial advisor is an important and personal decision. Let’s have a conversation to get to know each other and see if we’re the right fit to work together.

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